First State Bank & Town & Country Insurance

Your Local Hometown Champions for Banking & Insurance

First State Bank and Town & Country Insurance are your local, trusted partners for everyday finances and risk protection. With local decision-making, personalized support, and a full suite of banking services and insurance solutions, we help families, farmers, and businesses thrive right here in our community. Visit a convenient location or call today—your winning team is just around the corner.

Banking With First State Bank

Count on First State Bank for community-focused personal and business banking—from everyday checking to long-term lending.

  • Personal Banking: free and interest-earning checking accounts, high-yield savings, CDs, IRAs, debit cards, online & mobile banking, bill pay, mobile deposit, Zelle®/person-to-person payments.

  • Lending & Mortgages: home loans, mortgage refinancing, construction loans, HELOC, auto loans, personal loans.

  • Business Banking: small business checking, merchant services, treasury management, ACH & wires, business credit cards.

  • Agricultural Banking: operating lines, equipment loans, real estate & farmland loans, FSA programs.

  • Customer Benefits: fast, local decisions; friendly service; competitive rates; secure digital tools.

Learn More About First State Bank

Open an account, apply for a loan, or enroll in online banking.

Insurance With Town & Country Insurance

Protect what matters with an independent agency that shops top carriers to find competitive rates and coverage that fits.

  • Personal Insurance: homeowners, renters, condo, auto, umbrella, recreational vehicles, valuable items.

  • Farm & Ag Insurance: farm property, equipment, livestock, farm liability, crop insurance.

  • Business Insurance: general liability, property, commercial auto, workers’ compensation, cyber liability, professional liability.

  • Life & Health: term life, whole life, final expense, individual & family health, Medicare options.

  • Customer Benefits: local agents, multiple quotes, claims support, coverage reviews, policy bundling discounts.

Learn More About Town & Country Insurance

Request a quote or schedule a coverage review.

Why Choose Us

  • Local decision-making: faster approvals and advice from people who know the community.

  • Personalized guidance: real humans, real solutions—no one-size-fits-all.

  • Convenience: multiple branches, extended services, secure online & mobile tools.

  • One team, two strengths: seamless coordination between your bank and insurance agency.

Ready to Get Started?

Stop by one of our convenient locations or call us today. Prefer online? Click below to connect with your hometown champions: