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Personal Checking

 Personal Checking Account Options

  • First Choice
    • $100 minimum deposit to open
    • No minimum balance to maintain
    • Unlimited check writing
  • Now
    • $100 minimum deposit to open
    • $250 minimum average daily balance per cycle
    • Unlimited check writing
    • Exclusive offers for Prestige Club Members. Learn more about Prestige Club
  • Ultimate Choice Club Account
    • $100 minimum deposit to open
    • No minimum balance to maintain
    • Club Checks, NO CHARGE
    • Unlimited check writing
    • Monthly fee based on the type of account 
    • Iowa attraction and travel discounts offered
    • Adventureland tickets sold to club members at a reduced price

Need help deciding which account is right for you? Contact one of our Personal Bankers for assistance today.

Need to re-order checks?  Visit Harland Clarke to place your order.

Friendship Checking Rewards Program

Recommend one of our checking accounts to a friend and if that friend opens a qualifying checking account, you each get $25.00. The more friends you recommend, the more cash you receive. Terms & Conditions apply. Learn more about the First State Bank Friendship Checking Rewards Program.


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