Home Equity Line of Credit / Home Equity Loan

Home Equity Loan, Home Mortgage Loan, Mortgage Lenders in Iowa, First State Bank Home Loan

A  Home Equity Line of Credit (HELOC) is a revolving line of credit with a variable interest rate secured by the equity in your home. 

A Home Equity Loan is a non-revolving loan with a fixed interest rate secured by the equity in your home. A Home Equity Loan is a great option for homeowners who want to finance a one-time expense with a fixed interest rate and predictable payoff schedule.

Our Home Equity Line of Credit and Home Equity Loans are convenient and flexible ways to use the equity you have in your home to get the things you want.  You can use the equity in your home to:

  • Manage or consolidate bills
  • Pay for education expenses 
  • Make home improvements (remodel or renovate)
  • Fund your dream vacation
  • Purchase a new car

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