Simply Rewards™ Visa Consumer Credit Card

First State Bank Simply Rewards Visa Card

Manage Your Card/Rewards | Commercial Cards | Simply Rewards™ Visa - Apply Now

  • Low APR
  • No Annual Fee
  • Promotional Balance transfer offers
  • Online account access to view account information, make payments and track rewards points (See Consumer Card Statement)
  • Earn points for every purchase and redeem points for a seemingly endless selection of merchandise, gift cards, travel, event tickets, and activities. Earn bonus points when you shop at participating retailers.1
  • No monthly or annual point cap on the amount of points cardholders can earn
  • Complimentary year-end summary of account activity
  • Visa's Zero Liability fraud protection.2  
  • Includes auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.3


Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.

2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.