Savings Account Options

  Regular Savings Investors Choice Money Market Kids Club Savings Dollars Savings Christmas Club
Min Deposit to Open $100* $1,000 $5 $500 $10
Min Balance to Maintain $100* $1,000 No $500 No
Interest Rate Savings interest rate Tiered based on average daily balance Savings interest rate Variable based on balance Tiered based on transfer method
Account Perks No No Yes Yes No
Account Detail View Full Account Detail View Full Account Detail View Full Account Detail View Full Account Detail View Full Account Detail
  Open a New Account Open a New Account      

*Under 18, $5.00 minimum balance to open and $5.00 minimum balance to maintain


Other Savings Account Options

Health Savings Account (HSA)

By establishing a HSA and having a High Deductible Health Plan, you are taking health care savings back into your own hands to help you make the decisions that are right for you!

Certificate of Deposit (CD)

A CD earns a higher yield of interest than a regular savings account. Contact us today to find out which CD option works best for you.

Individual Retirement Account (IRA)

First State Bank offers several different retirement account options to suit your needs. Whether you looking for a Traditional IRA, Roth IRA, SEP or Simple IRA, we are here to help. Contact us today to see which option is right for you.

Savings Bonds

You may purchase savings bonds by visiting www.treasurydirect.gov . First State Bank is happy to assist you with the redemption of your savings bond.