Privacy & Security

What does First State Bank do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social security number and income
  • Account balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

Question: Answer:
Does First State Bank share this? Yes
Can you limit this sharing? No

 

For our marketing purposes - To offer our products and services to you.

Question: Answer:
Does First State Bank share this? Yes
Can you limit this sharing? No

 

For joint marketing with other financial companies

Question: Answer:
Does First State Bank share this? No
Can you limit this sharing? We don't share

 

For our affiliates' everyday business purposes - Information about your transactions and experiences

Question: Answer:
Does First State Bank share this? Yes
Can you limit this sharing? No

 

For our affiliates' everyday business purposes - Information about your creditworthiness

Question: Answer:
Does First State Bank share this? No
Can you limit this sharing? We don't share

 

For our affiliates to market to you

Question: Answer:
Does First State Bank share this? No
Can you limit this sharing? We don't share

 

For non affiliates to market to you

Question: Answer:
Does First State Bank share this? No
Can you limit this sharing? We don't share

Questions?

Call 515-832-2520 or go to www.fsbwc.com

Who we are

Who is providing this notice? First State Bank

What we do

How does First State Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.  

How does First State Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card

We also collect your personal information from others, such as credit bureaus and other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include NorthStar Bank

Non affiliates

Companies not related by common ownership or control. They can be financial and non financial companies.

  • First State Bank does not share personal information with non affiliates so they can market to you.

Joint marketing

A formal agreement between non affiliated financial companies that together market financial products or services to you.

  • First State Bank does not engage in joint marketing.

First State Bank's website is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.

Approved December 2021