Savings Account Options

Account Type Minimum Deposit to Open Minimum Balance to Maintain Interest Rate Account Perks Account Detail
Regular Savings $100* $100* Savings interest rate No View Full Account Detail Open a New Account
Investors Choice Money Market $1,000 $1,000 Tiered based on average daily balance No View Full Account Detail Open a New Account
Kids Club Savings $5 No Savings interest rate Yes View Full Account Detail
Dollars Savings $500 $500 Variable based on balance Yes View Full Account Detail
Christmas Club $10 No Tiered based on transfer method No View Full Account Detail

*Under 18, $5.00 minimum balance to open and $5.00 minimum balance to maintain


Other Savings Account Options

Health Savings Account (HSA)

By establishing a HSA and having a High Deductible Health Plan, you are taking health care savings back into your own hands to help you make the decisions that are right for you!

Certificate of Deposit (CD)

A CD earns a higher yield of interest than a regular savings account. Contact us today to find out which CD option works best for you.

Individual Retirement Account (IRA)

First State Bank offers several different retirement account options to suit your needs. Whether you looking for a Traditional IRA, Roth IRA, SEP or Simple IRA, we are here to help. Contact us today to see which option is right for you.

Savings Bonds

You may purchase savings bonds by visiting www.treasurydirect.gov . First State Bank is happy to assist you with the redemption of your savings bond.