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Personal Savings and CD Options

Whether you’re in the market for a Regular Savings Account, a CD account with competitive interest rates, or an Investors Choice Money Market Account offering a higher interest savings rate, we have an account for you. Download our Retail Products and Services Brochure (PDF) or contact one of our Personal Bankers to learn more about the different types of accounts offered at First State Bank.

Investors Choice Money Market

Money Market Flyer

Certificate of Deposit

Contact a Personal Banker for information on all of our current CD rates.

Christmas Savings Club

The Christmas Savings Club allows you to start saving now so that you have ready cash available for the holiday season! Contact a Personal Banker for questions.

  • Enrollment Period: November 1 - February 1
  • Any withdrawal will close the account and interest will be forfeited
  • An early withdrawal fee will apply if the account is closed prior to October 31.
  • Interest earned will be credited to the account on October 31. The balance of the account will be paid the first week of November.
    • Customers enrolled in auto transfer
      • Funds will be automatically transferred into your account the first week of November. Your account will remain open unless you contact First State Bank to make changes.
    • Customers NOT enrolled in auto transfer
      • A check will be mailed the first week of November. If you do not make a deposit into your account by December 1st, the account will close and you will have to re-open the account.

Kids Club

Kids age 0-12 can enjoy the First State Bank Kids Club! Members receive quarterly newsletters complete with members only promotions and savings tips to help guide your child to make saving money fun! Learn More about the First State Bank Kids Club!




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