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Home Mortgage Loans

Purchasing or refinancing your home is one of the most important financial decisions you will make.

Trust your friends at First State Bank with all of your real estate lending needs. Contact one of our Mortgage Lenders to pre-qualify for a loan. You may also complete a loan application and return it to any of our seven convenient locations.

  • First Time Home Buyer
  • Conventional, VA, FHA, and FMHA Loans
  • Lot Loans and Construction Loans
  • Home Equity Loans and Home Equity Lines of Credit

Download a 1st Mortgage Application (PDF)

Please note: E-mail is not necessarily secure. Please do not return loan applications via e-mail. Instead please call us or return to any First State Bank location.

Check out our Mortgage Calculators


Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for you: When you open an account, we will ask you for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.


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