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2021 ACH Holiday Schedule

Print the 2021 ACH Holiday Schedule (PDF)

Standard Federal Reserve Bank Holidays



Friday, January 1, 2021 New Year's Day
Monday, January 18, 2021 Martin Luther King Jr. Day
Monday, February 15, 2021 President's Day
Monday, May 31, 2021 Memorial Day
Monday, July 5, 2021* Independence Day
Monday, September 6, 2021 Labor Day
Monday, October 11, 2021 Columbus Day
Thursday, November 11, 2021 Veteran's Day
Thursday, November 25, 2021 Thanksgiving Day













*For holidays falling on Sunday, all Federal Reserve Banks and Branches will be closed the following Monday.

Tips for Timely Delivery of ACH Files:

  • When Scheduling your file's effective date, holidays are not considered a business day.
  • Never select a weekend or holiday as the effective date of your ACH file.
  • When a holiday approaches, please send/upload your ACH files ONE DAY EARLIER to ensure availability.
  • ACH files that exceed account balance will be rejected. Funds must be available before processing the file.
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