Savings / Money Markets / CDs

Regular Savings


Variable rate liquid savings account
  • $100 minimum deposit to open
  • $5.00 minimum deposit required for those 18 years of age or younger
  • Interest compounded quarterly
  • Maintain $100 balance every day to avoid $2.00* monthly fee - (this fee is waived for accountholders 18 years of age or younger).
  • Transaction limitation: $5.00* fee if more than 6 transfers per month
  • Quarterly Statement

Kids Club Savings Account
Savings Club for kids age 0 to 12. Savings incentives & free piggy bank!
  • $5.00 minimum deposit to open
  • No minimum balance to maintain
  • Interest compounded quarterly
  • Regular savings interest rate
  • Transaction limitation: $5.00* fee if more than 6 transfers per month
  • Quarterly statement
  • Find out more about the Kids Club!
     
Dollars Savings Account
Savings Club for kids age 0 to 12. Same great benefits as Kids Club Savings Account with higher interest rates!
  • Minimum deposit to open: $500
  • Minimum balance to maintain: $500
  • Interest compounded quarterly
  • Tiered interest rate structure is variable, based on account balance
  • Transaction limitation: no withdrawals allowed until 13th birthday.
  • If closed prior to 13th birthday, six month penalty will be imposed on principal amount on closing date
  • Upon 13th birthday, the account converts to a Regular Savings account
  • Quarterly statement
  • Find out more about the Kids Club! 

Christmas Club
Save for your next Christmas with this savings club.
  • $10 minimum deposit to open
  • Interest compounded annually on October 31
  • Interest rate tiers based on automatic transfer option
  • Transaction limitation: no withdrawals allowed; no transfers from this account
  • NO fees
  • Funds transferred from this account on October 31 by Christmas Club Check
  • Quarterly statement 

Investors Choice Money Market
  • $1,000 minimum deposit to open
  • NO monthly fees with $1,000 balance everyday
  • $10.00* fee per cycle if balance any day is less than $1,000
  • Tiered interest rate structure based on daily balance
  • Money Market interest rate
  • Interest compounded monthly
  • Transaction limitation: no more than 6 transfers per cycle 
  • Free on-line banking
  • Monthly statement

 

Certificates of Deposit

Consult with a Personal Banker at any location for current rates.

 

*Subject to applicable sales tax

Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.