Savings / Money Markets / CDs
|
Regular Savings
|
| Variable rate liquid savings account |
-
$100 minimum deposit to open
-
$5.00 minimum deposit required for those 18 years of age or younger
-
Interest compounded quarterly
-
Maintain $100 balance every day to avoid $2.00* monthly fee - (this fee is waived for accountholders 18 years of age or younger).
-
Transaction limitation: $5.00* fee if more than 6 transfers per month
-
Quarterly Statement
|
Kids Club Savings Account
|
| Savings Club for kids age 0 to 12. Savings incentives & free piggy bank! |
-
$5.00 minimum deposit to open
-
No minimum balance to maintain
-
Interest compounded quarterly
-
Regular savings interest rate
-
Transaction limitation: $5.00* fee if more than 6 transfers per month
-
Quarterly statement
-
|
Dollar's Savings Account
|
| Savings Club for kids age 0 to 12. Same great benefits as Kid's Club with higher interest rates! |
-
Minimum deposit to open: $500
-
Minimum balance to maintain: $500
-
Interest compounded quarterly
-
Tiered interest rate structure is variable, based on account balance
-
Transaction limitation: no withdrawals allowed until 13th birthday.
-
If closed prior to 13th birthday, six month penalty will be imposed on principal amount on closing date
-
Upon 13th birthday, the account converts to a Regular Savings account
-
Quarterly statement
-
|
Christmas Club
|
| Save for your next Christmas with this savings club. |
-
$10 minimum deposit to open
-
Interest compounded annually on October 31
-
Interest rate tiers based on automatic transfer option
-
Transaction limitation: no withdrawals allowed; no transfers from this account
-
NO fees
-
Funds transferred from this account on October 31 by Christmas Club Check
-
Quarterly statement
|
Investors Choice Money Market
|
-
$1,000 minimum deposit to open
-
NO monthly fees with $1,000 balance everyday
-
$10.00* fee per cycle if balance any day is less than $1,000
-
Tiered interest rate structure based on daily balance
-
Money Market interest rate
-
Interest compounded monthly
-
Transaction limitation: no more than 6 transfers per cycle
-
Free on-line banking
-
Monthly statement
|
Certificates of Deposit
Consult with a Personal Banker at any location for current rates.
|
*Subject to applicable sales tax
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.