FSBWC

Savings & CDs

Savings accounts for all needs!

If you are interested in CDs, please contact one of our Personal Bankers at any of our locations for current rates and more details.

Important Information about Procedures for Opening a New Account – Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

 


Regular Savings

  • Variable rate liquid savings account
  • Minimum deposit to open: $100 (if <18 yrs. $5.00)
  • Min balance daily to avoid fee: $100 (if <18 yrs. no fee)
  • Fee (if balance falls below min): $2
  • Interest Compounded: Quarterly
  • Transaction limitations: 6 transfers/month or a $10/month fee
  • Statements: Quarterly
  • Download Brochure

 


 

Investors Choice Money Market

  • Money Market tiered interest rate based on daily balance
  • Minimum deposit to open: $1,000 minimum deposit
  • Min balance daily to avoid fee: $1,000
  • Fee (if balance falls below min): $10
  • Interest Compounded: Monthly
  • Transaction limitations: more than 6 transfers/month will result in a $10/month fee
  • Statements: Monthly
  • Download Brochure

 


Kids Clubs Savings

  • Minimum deposit to open $5
  • Min balance daily to avoid fee: No min balance
  • Fees: over 6 transfers per month will result in a $10/ month fee
  • Interest Compounded: Quarterly
  • Transaction limitations: 6 transfers/month else $10/month fee
  • Restrictions: Kids 0-12 yrs old
  • Other options: "Dollars" Savings Account
  • Download Brochure

 


Christmas Club

  • Minimum deposit to open: $10
  • Min balance daily to avoid fee: No min balance
  • Fees: Early closure fee $10
  • Interest Compounded: Annually on 10/31
  • Transaction limitations: No transfers
  • Statements: monthly or quarterly
  • Restrictions: No withdrawals from or transfers out of account
  • Download Brochure
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