Savings

Download Savings Application: Print and fill out Download Savings Application and return to a branch near you.

Retail Product Services Brochure

SAVINGS ACCOUNTS 

    MONTHLY FEES:  
REGULAR SAVINGS Maintain $100 balance every day to avoid $2.00 monthly fee (No fee 18yrs or under) >6 transfers/month$5.00 / month
  • $100 min deposit to open
  • $5.00 minimum deposit to open (18 years or under)
  • Interest compounded quarterly
  • Savings interest rate
  • Quarterly statement
CHRISTMAS CLUB No minimum balance to maintain No Monthly Fees
  • $10.00 minimum deposit to open
  • No withdrawals allowed
  • No transfers from this account
  • Interest rate tiers based on automatic transfer option
  • Interest compounded annually on October 31
KIDS CLUB SAVINGS No minimum balance to maintain >6 transfers/month $5.00/month
  • For kids 0-12 years old
  • $5.00 minimum deposit to open
  • Interest compounded quarterly
  • Savings interest rate
  • Quarterly statement
  • Deposit rewards
  • “Dollars” Savings Account Option
INVESTORS CHOICE INSURED MONEY MARKET Maintain $1,000 balance every day to avoid $10.00 monthly fee* <$1000 balance any day$10.00 per cycle*
  • Limit of 6 transfers per cycle
  • $1,000 minimum deposit to open
  • Check Imaging
  • MM interest rate
  • Interest compounded monthly
  • Interest rate tiers based on daily balance maintained
  • Monthly statement
 *Subject to applicable sales tax  

Important Information about Procedures for Opening a New Account – Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

On July 21, 2010 President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.