Checking

 

 

Checking Accounts

    MONTHLY FEES:  
   
Check Images
Returned
Statement
Only
 
ULTIMATE CHOICE CLUB ACCOUNT  

No minimum balance to maintain Basic  $7.50*
Family $9.00*
Senior $5.00*
Basic  $6.00*
Family  $7.50*
Senior  $4.00*
  • $100 min deposit to open
  • Ultimate Choice interest rate-based on daily balance
  • Interest compounded monthly
  • Club checks, NO CHARGE
  • AD&D insurance #
  • Senior = Age 62+
  • Unlimited check writing
  • Discounts on safe deposit box, travelers checks, IA travel and more
  • Statement only option
  • Check Images Returned Option
FIRST CHOICE No minimum balance to maintain $5.00 per cycle* NO FEE
  • $100 min deposit to open
  • No interest paid
  • 1st TEAM option:  electronic transactions only
  • Unlimited check writing
  • Check images Returned option
  • Statement Only option
NOW ACCOUNT

  
  
  
  

    

  
Maintain $250 average daily balance per cycle to avoid $7.50 monthly fee* ≥$250 avg daily balance, NO FEE
≤$250 avg daily balance, $7.50 per cycle*
  • $100 min deposit to open
  • NOW account interest rate tiers based on daily balance
  • Interest compounded monthly
  • Unlimited check writing
  • Check images returned
Other Account
Options:
^On-Line Banking ^ATM Card ^Shazam® Check/Debit Card ^Mobile Banking ^Internet Bill Pay ^E-Statements ^Telephone Banking ^Combined Statement:  Monthly savings and checking statement ^Overdraft Protection

*subject to applicable sales tax    

# Insurance products are not FDIC insured; not insured by any Federal Government Agency; not a deposit; not guaranteed by the bank; may go down in value.    

Important information about Procedures for Opening a New Account – Our bank complies with Section 326 of the USA PATRIOT Act.  This law mandates that we verify certain information about you while processing your account application.