Loans
Auto & Consumer Loans
First State Bank will make the loan process convenient.
When you are buying a new or used vehicle, check with us.
We can pre-approve your loan so your shopping will be easier!
No matter what your personal loan may be, we can tailor
a loan just for you.
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| Important
Information about Procedures for Opening a New
Account - Our bank complies with
Section 326 of the USA PATRIOT Act. This law
mandates that we verify certain information
about you while processing your account application. |
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| Download Home Inventory |
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| Important
Information about Procedures for Opening a New
Account - Our bank complies with
Section 326 of the USA PATRIOT Act. This law
mandates that we verify certain information
about you while processing your account application. |
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Home Equity Loans & Home Equity Line of Credit (HELOC)
Use the equity in your home as borrowing power to purchase a new car, make home improvements, pay college tuition or whatever the reason. Interest may be tax-deductible! |
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| Download Application |
| Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application. |
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Mortgage Loans
First State Bank mortgage professionals are available to help
you with your real estate loan needs. |
- First-Time Home Buyers Program
- Conventional, VA, FHA, and FmHA Loans
- Lot Loans and Construction Loans
- Home Equity and Home Equity Lines
of Credit
- To pre-qualify for a home loan, complete
the loan application, and return to any branch office.
Pre-approval subject to underwriting guidlines.
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| Important
Information about Procedures for Opening a New
Account - Our bank complies with
Section 326 of the USA PATRIOT Act. This law
mandates that we verify certain information
about you while processing your account application. |
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Agriculture Loans
Our lending officers will customize services to meet the specific
needs of your farm business. |
- Farm Operating and Livestock loans
- Term loans - machinery &
equipment
- Farm real estate loans - purchases,
refinances or improvements.
- FSA guaranteed loans - operating
lines of credit, term debit, real estate
- Beginning Farmer loans (IADA)
- Lines of credit
- Personal property
- Contact loan
officer for application.
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Business Loans
Our lending staff will customize loan services to meet the
needs of your business. |
- Revolving lines of credit - short
term operating needs
- Letters of credit
- Term loans - for business equipment
- Real estate - Purchases, Refinances,
Improvements
- Small Business Administration
Loans - 504, 7A, Low Doc
- Contact loan
officer for application.
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