Checking

Personal Check Reorder

Need to refill your checkbook? Reorder Deluxe checks online. It's quick and easy!

Order Status

Check the status and history of your recent Deluxe orders - even if you didn't order online!

Online Catalog

View all check designs, checkbook covers, address labels, accessories, and stamps in the Deluxe Online Personal Checks & Accessories Catalog.

RETAIL PRODUCTS & SERVICES BROCHURE

Download Checking Application

First Choice Free Checking

Totally Free

$100 minimum deposit to open
NO minimum balance to maintain
NO monthly service charges
Unlimited check writing
Statement only
Overdraft Privilege available
ATM/Debit Card available with no annual fees
Free on-line banking

First Choice Imaged Checking

Receive check images with monthly statement.

$100 minimum deposit to open
NO minimum balance to maintain
Monthly fee of $5.00* for check images returned
Unlimited check writing
Statement plus check images
Overdraft Privilege available
ATM/Debit Card available with no annual fees
Free on-line banking

Ultimate Choice Club Account

"All in One" Club account. Rewarding Membership. All the benefits you'd expect, and more. Detailed brochure available.

$100 minimum deposit to open
Ultimate Choice interest rate based on daily balance.
NO minimum balance to maintain
Interest compounded monthly
Free personalized Ultimate Choice Club checks
Unlimited check writing
Accidental Death and Dismemberment Insurance Coverage #
Discount on safe deposit box
NO charge for Standard Traveler's Checks (Fee charged for specialty products)
NO charge for Money Orders
Special discounts on Iowa attractions and travel
Monthly fees for statement only: $6.00* Basic plan, $7.50* Family plan, $4.00* Senior (age 62+)
Monthly fees for statement plus return of check images: $7.50* Basic plan, $9.00* Family plan, $5.00* Senior (age 62+)
- Overdraft Privilege available
- ATM/Debit Card available with no annual fees
- Free on-line banking
Download Brochure

NOW Account Checking

For the individual who carries a qualifying balance and wants to earn interest on their checking dollars.

$100 minimum deposit to open
NOW account interest rate tiers based on daily balance
Interest compounded monthly
Unlimited check writing
Check images returned
NO Fee with $250 average daily balance per cycle; if below $250 average daily balance, $7.50 fee per cycle *
Prestige Club membership option; No fees for qualified members
- Overdraft Privilege available
- ATM/Debit Card available with no annual fees
- Free on-line banking

* Subject to applicable sales tax

# Insurance products are not FDIC insured; not insured by any Federal Government Agency; not a deposit; not guaranteed by the bank.

Download Checking Application

Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

CHECKING ACCOUNTS

ULTIMATE
CHOICE
CLUB
ACCOUNT

No minimum
balance to
maintain

MONTHLY FEES:
Check Images Returned		Statement only

Basic	$7.50*	$6.00*
Family	$9.00*	$7.50*
Senior	$7.00*	$4.00*

• $100 min deposit to open
• Ultimate Choice interest rate-based on daily balance
• Interest compounded monthly
• Club checks, NO CHARGE
• AD&D insurance #
• Senior = Age 62+
• Unlimited check writing
• Discounts on safe deposit box, travelers checks, IA travel and more
• Statement Only option

NOW
ACCOUNT

Maintain $250 average daily balance per cycle to avoid $7.50 monthly fee*

MONTHLY FEES:

>$250 avg daily bal, NO FEE

<$250 avg daily bal, $7.50
per cycle*

• $100 min deposit to open
• NOW account interest rate tiers based on daily balance
• Interest compounded monthly
• Unlimited check writing
• Prestige Club option
• Check images returned

FIRST CHOICE

No minimum balance to maintain

MONTHLY FEES:

Statement only: NO FEE

Check Images Returned, $5.00 per cycle*

• $100 min deposit to open
• No interest paid
• 1st TEAM option: electronic transactions only
• Unlimited check writing
• Check Images Returned option
• Statement Only option

Other account options:	• On-Line Banking	• ATM Card	• Shazam® Chek/Debit Card	• Overdraft Privilege
Other account options:	• Combined Statement: Monthly savings and checking statement			• Overdraft Protection

*Subject to applicable sales tax