Business Checking

           

Business Checking |   Savings |   CDs |   ACH Services          

           

         

   Order Business Checks & Forms!   


Business Checking Accounts               

 Business Basic Checking               

  • Designed for businesses with low transaction activity
  • Interest is not earned on this account, and no credit back
  • For a review of available business services, refer to a Personal Banker.
  • Review Business Checking Chart for more details.

Business NOW Checking               

  • Designed for businesses such as sole proprietorships, non-profit corporations, or other businesses that may qualify for an interest bearing checking account.
  • Interest is earned based on current tiered Business NOW variable interest rates
  • For a review of available business services, refer to a Personal Banker.
  • Review Business Checking Chart for more details.

Business Plus Checking               

  • Designed for businesses with a moderate to high transaction activity and a higher deposit balance to help offset fees.
  • No interest is earned on this account, although credit can be applied to offset service fees.
  • For a review of available business services, refer to a Personal Banker.
  • Review Business Checking Chart for more details.

Review the Business Checking Brochure.  

Financial Calculator  


               

Savings Accounts               

Regular Savings
Variable rate liquid savings account
               

  • $100 minimum deposit to open
  • Interest compounded quarterly
  • Maintain $100 balance every day to avoid $2.00* monthly fee
  • Transaction limitations:  $5.00* fee if more than 6 transfers per month
  • Quarterly statement

Investors Choice Money Market               

  • $1,000 minimum deposit to open
  • NO monthly fees with $1,000 balance every day
  • $10.00 fee* per cycle if balance any day is less than $1,000
  • Money Market tiered interest rate based on daily balance
  • Interest compounded monthly
  • Transaction limitations:  no more than 6 transfers per cycle
  • Monthly statement

                


Certificates of Deposit               

Consult with a Personal Banker at any location for current rate
               

                


ACH Services               

ACH Payroll               

  • This feature allows businesses to electronically deposit payroll directly into employee checking account.

ACH Payment               

  • This feature allows businesses to pay vendors electronically.

Important Information about procedures for Opening a New Account – Our bank compiles with Section 326 of the USA PATRIOT Act.  This law mandates that we verify certain information about you while processing your account application.