Investors Choice Money Market
Competes with national money
market funds. |
- NO monthly fees with $1,000
balance everyday, fee of $10.00 per cycle
- Tiered interest rate structure
with higher rates for higher daily balance.
- Interest compounded monthly
- Transaction limitations
- $1,000 minimum deposit to open
- Free on-line banking
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| Download
Application |
| Important Information about Procedures for Opening a New
Account - Our bank complies with Section 326 of the USA PATRIOT
Act. This law mandates that we verify certain information about you while
processing your account application. |
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Regular
Savings
Variable rate liquid savings account with minimum balance
of $100 to avoid $2.00 monthly fee. |
- $100 minimum deposit to open (no
minimum required for those under 18 years of age)
- Interest compounded
quarterly
- Maintain $100 balance every day to
avoid $2.00* per monthly fee - (this fee is waived for
accountholders 18 years or younger).
- Transaction limitations; $5.00* fee if more than 6 transfers per month
- No fees on ATM card
- Free on-line banking
|
| |
| Download
Application |
| Important Information about Procedures for Opening a New
Account - Our bank complies with Section 326 of the USA PATRIOT
Act. This law mandates that we verify certain information about you while
processing your account application. |
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Kids
Club
Savings Club for kids age 0 to 12. Savings incentives &
free piggy bank! |
- NO minimum
deposit to open
- Interest
compounded quarterly
- Transaction
limitations, $5.00* fee if more than 6 transfers per
month
|
| |
| Download
Application |
| Important Information about Procedures for Opening a New
Account - Our bank complies with Section 326 of the USA PATRIOT
Act. This law mandates that we verify certain information about you while
processing your account application. |
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Christmas
Club
Save for your next Christmas with this savings
club. |
- NO minimum
deposit to open
- Interest
compounded annually
- NO fees
- Funds
transferred from this account on October 31 by Christmas Club Check
|
| |
| Download
Application |
| Important Information about Procedures for Opening a New
Account - Our bank complies with Section 326 of the USA PATRIOT
Act. This law mandates that we verify certain information about you while
processing your account application. |
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| |
Certificates of Deposit
Check
our rates and terms. |
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Individual Retirement Accounts
Traditional, Roth,
CESA & Self-directed |
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- Traditional IRA - designed for
people who want to save tax - deferred dollars and have their annual
contributions tax-deductible.
- Roth IRA - contributions to this
IRA are not tax-deductible, withdrawals from account (after a five-year
minimum) are tax-FREE!
- Coverdell Education Savings
Account (CESA)- allows a family to contribute up to $500 every year for each
child until age 19 toward a college fund on a nondeductible basis. Earnings
grow tax-free and withdrawals for education expenses are tax-FREE.
- Self-directed IRA - Can be a
traditional or Roth IRA that allows for investments, other than time deposits
and savings type investments.
For instance, a self-directed IRA owner can
choose & invest his/her IRA assests in stocks, bonds, mutual funds, or
other marketable securities. In most cases, a self-directed IRA owner will
select his/her own investments and assume responsibility for all of those
investment choices and risks. Besides the difference in investment choices all
other IRA rates and regulations are the same for self-directed
IRA's
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| *Subject to applicable sales
tax |
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