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First Choice Free Checking: Totally Free
  • $100 minimum deposit to open
  • NO minimum balance to maintain
  • NO monthly service charges
  • Unlimited check writing
  • Statement Only
  • Overdraft Privilege available
  • ATM/Debit Card available with no annual fees
  • Free on-line banking
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

First Choice Imaged Checking: No minimum balance, unlimited check writing and receive check images with monthly statement.

  • $100 minimum deposit to open
  • NO minimum balance required
  • Monthly fee of $5.00* for check images returned
  • Unlimited check writing
  • Overdraft Privilege available
  • ATM/Debit Card available with no annual fees
  • Free on-line banking
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
Ultimate Choice Club Account
The "all in one" Club account. Membership is very rewarding in this club. All the benefits you'd expect, and more. Detailed brochure available.
  • $100 minimum deposit to open
  • Ultimate Choice interest rate based on daily balance.
  • NO minimum balance required
  • Free personalized Ultimate Choice Club checks
  • Unlimited check writing
  • Accidental Death and Dismemberment Coverage
  • ATM/ATM Plus Card available with no annual fees
  • Discount on safe deposit box
  • NO charge for Standard Traveler's Checks (Fee charged for specialty products)
  • NO charge for Money Orders
  • Overdraft Privilege available
  • Monthly fees: $6.00* Basic plan, $7.50* Family plan, $4.00* Senior (over 62)
  • Monthly fees for return of check images: $7.50* Basic plan, $9.00* Family plan, $5.00* Senior (over 62)
  • Free Online Banking
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
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NOW Account Checking
For the individual who carries a qualifying balance and wants to earn interest on their checking dollars.
  • $100 minimum balance to open
  • NOW account interest rate tiers based on average daily balance
  • Unlimited check writing
  • Overdraft Privilege available
  • ATM/Debit Card available with no annual fee
  • Check images returned
  • NO Fees with $250 average daily balance per cycle: if below $250, monthly fee of $7.50*
  • Prestige Club membership option; No fees for qualified members
  • Free on-line banking
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
Small Business Checking
This account is designed for the small business with a limited number of transactions. Interest is not earned on this account although credit can be earned to offset service fees.
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
Small Business Checking with Interest
Designed to meet the specific needs of sole proprietorships and civic organizations including churches, schools, clubs and social groups with low account activity. Offers the opportunity to earn interest!
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
Commercial Checking
For companies that have the need for more complex checking transactions. Businesses may require processing of a large volume of banking transactions while earning credit to be applied to offset service fees.
 
Download Application
Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.
 
*Subject to applicable sales tax
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505 SECOND STREET, WEBSTER CITY, IOWA, (515) 832-2520
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