ATM / Debit Cards

 

ATM  
    Lost or stolen cards during non-business hours: (800) 383-8000 
*Please contact First State Bank during regular business hours for Lost or Stolen Cards
 

ATM and Debit Card Differences       

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MasterCard® SecureCode™

SecureCode is a service that helps protect MasterCard card accounts against unauthorized Internet transactions by using identity information established between an individual cardholder and his or her financial institution.
First State Bank, in conjunction with SHAZAM and Arcot Systems*, is providing this service to you to improve the security of payment transactions in the electronic commerce environment. Once you activate SecureCode, your card cannot be used at a participating Internet merchant without authentication by an authorized user of your account.
SecureCode is easy to use. When SecureCode MasterCards are used for an Internet purchase at a participating merchant, a window display requests your password - similar to using a PIN during a face-to-face transaction. After you enter your password, the information is authenticated and then the transaction is submitted to your financial institution for authorization.
* Please Note: When you enroll your debit card, you may notice a $1 authorization charge by Arcot Systems on your account. This is a temporary charge to verify that your account is valid and that the information you entered is correct. The $1 charge will be reversed within 24-48 hours.
 
For more information about MasterCard® SecureCode™, refer to the Frequently Asked Questions below.
 
To enroll, click here:
 
 

 Privileged Status ATM

SHAZAM Privileged Status Logo       Privileged Status - No Surcharge at Privileged Status ATM machines 

Privileged Status is a program developed by the SHAZAM network to help community financial institutions provide their customers with a broad base of surcharge-free ATM locations.

Privileged Status Benefits

Customers of participating Privileged Status financial institutions can use the ATMs of other participating Privileged Status financial institutions without paying surcharge fees. Look for the Privileged Status logo shown below. You can search for a Privileged Status ATM in a specific area using the Privileged Status ATM Locator.

Click to search for a Privileged Status ATM

Our ATM Locations:

Webster City

  • 505 Second Street (First State Bank Building)
  • 1919 Superior Street (drive-up) *accepts deposits
  

Fort Dodge

  • 3031 5th Avenue South (Drive Up)

Badger

  • 115 1st Ave SE, (Badger Fastway)
  

Stanhope

  • 590 Parker (Sparky's One Stop)

Eagle Grove

  • 323 S. Commercial Ave. (Drive Up) *accepts deposits
    
 

 Take a Stand Against Fraud: Fight Back!

Hundreds of people are affected by social engineering scams every day. In the last half of 2008 alone, more than 150,000 phishing messages were detected by the Anti-Phishing Working Group (APWG) with that number expected to increase annually. According to the Consumer Sentinel Network, in 2008 it received more than 640,000 fraud complaints from consumers, totaling more than $1.8 billion!

Industry wide, cyber criminals and fraudsters are stealing people’s banking account information and identity. This goes beyond simply taking money. Cyber crime, like most types of crime, has a long-term effect on those who have been victimized. Feelings of paranoia, distrust, insecurity, and the loss of control stay with victims for a long time after the crime has taken place. It is time to take a stand.

The SHAZAM network, along with our participating financial institutions, is pleased to present a comprehensive, interactive guide to educating yourself about social engineering scams and ways to combat these types of fraud.

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