| CHECKING
ACCOUNTS |
ULTIMATE
CHOICE
CLUB
ACCOUNT |
No minimum
balance to
maintain |
MONTHLY
FEES: |
Check
Images
Returned |
Statement
only |
| |
| Basic |
$7.50* |
$6.00* |
| Family |
$9.00* |
$7.50* |
| Senior |
$7.00* |
$4.00* |
|
• $100 min deposit
to open
• Ultimate Choice interest rate-based on daily
balance
• Interest compounded monthly
• Club checks, NO CHARGE
• AD&D insurance
• Senior = Age 62+
|
• Unlimited check
writing
• Discounts on safe deposit box, travelers
checks, & more
• Statement Only option
• First Access - telephone access |
|
NOW
ACCOUNT |
Maintain $250 average daily balance per
cycle to avoid $7.50 monthly fee* |
MONTHLY
FEES: |
>$250
avg daily bal, NO FEE |
<$250 avg daily bal, $7.50
per cycle* |
|
• $100 min deposit
to open
• NOW account interest rate tiers based on
average daily balance
• Interest compounded monthly
|
• Unlimited check
writing
• Prestige Club option
• Statement Only option
• First Access - telephone access |
|
| FIRST CHOICE |
No minimum balance to maintain |
MONTHLY
FEES: |
Statement only:
, NO FEE |
| Check Images Returned, $5.00 per
cycle* |
|
• $100 min deposit
to open
• No interest paid
• 1st TEAM option: electronic transactions
only
|
• Unlimited check
writing
• Check Images Returned option
• Statement Only option
• First Access - telephone access |
|
Other
account
options: |
• On-Line Banking |
• ATM Card |
• Shazam®
Chek/Debit Card |
• Overdraft Privilege |
| • Combined Statement:
Monthly savings and checking statement |
• Overdraft Protection |
|
| SAVINGS
ACCOUNTS |
REGULAR
SAVINGS |
Maintain $100 balance every day to avoid
$2.00 monthly fee*
(No fee 18 yrs or under) |
MONTHLY
FEES : |
> 6 transfers/mo,
$5.00/mo* |
|
• $100 min deposit
to open
• No min dep 18 yrs or under
• Interest compounded quarterly
|
• Savings interest
rate
• Semi-annual statement
• First Access - telephone access |
|
NOW
ACCOUNT |
No minimum balance to maintain |
NO
MONTHLY FEES : |
No transfers
allowed. |
|
• No min deposit
to open
• No transfers from this account
• Interest compounded annually on Oct. 31
|
• Interest rate
tiers based on auto transfer option
• First Access - telephone access |
|
KID
CLUB
SAVINGS |
No minimum balance to maintain |
MONTHLY
FEES : |
> 6 transfers/mo,
$5.00/mo* |
|
• For kids 0
- 12 years old
• No min deposit to open
• Interest compounded quarterly |
• Savings interest
rate
• Semi-annual statement
• First Access - telephone access |
|
INSURED
MONEY MARKET |
Maintain $1,000 balance every day to
avoid $10.00 monthly fee* |
MONTHLY
FEES : |
> 1,000 bal
any day, $10.00 per cycle*. Limit of 6 transfers
per cycle, with no more than 3 checks per cycle. |
|
• $100 min deposit
to open
• Check Imaging
• MM interest rate
• Interest compounded monthly
|
• Interest rate
tiers based on daily balance maintained
• Monthy statement
• First Access - telephone access |
|
| * Subject to applicable sales
tax |
