Savings

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Savings accounts for all needs!

If you are interested in CDs, please contact one of our Personal Bankers at any of our locations for current rates and more details.

Important Information about Procedures for Opening a New Account – Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.

Regular Savings

  • Variable rate liquid savings account
  • Minimum deposit to open: $100 (if <18 yrs. $5.00)
  • Min balance daily to avoid fee: $100 (if <18 yrs. no fee)
  • Fee (if balance falls below min): $2
  • Interest Compounded: Quarterly
  • Transaction limitations: 6 transfers/month else $10/month fee
  • Statements: Quarterly
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Investors Choice Money Market

  • Money Market tiered interest rate based on daily balance
  • Minimum deposit to open: $1,000 minimum deposit
  • Min balance daily to avoid fee: $1,000
  • Fee (if balance falls below min): $10
  • Interest Compounded: Monthly
  • Transaction limitations: 6 transfers/month else $10/month fee
  • Statements: Monthly
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Kids Clubs Savings

  • Minimum deposit to open $5
  • Min balance daily to avoid fee: No min balance
  • Fees : n/a
  • Interest Compounded: Annually (Oct 31)
  • Transaction limitations: 6 transfers/month else $10/month fee
  • Restrictions: Kids 0-12 yrs old
  • Other options: "Dollars" Savings Account
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Christmas Club

  • Minimum deposit to open: $10
  • Min balance daily to avoid fee: No min balance
  • Fees : Early closure fee $10
  • Interest Compounded: Quarterly
  • Transaction limitations: No transfers
  • Statements: n/a
  • Restrictions: No withdrawals; no transfers
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