Checking

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Which account would fit you best?

Take a quick look at the different options our checking accounts offer. Download our brochure to see more details.

*subject to applicable sales tax
# Insurance products are not FDIC insured; not insured by any Federal Government Agency; not a deposit; not guaranteed by the bank; may go down in value.
Important information about Procedures for Opening a New Account – Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.


First Choice

  • Minimum deposit to open account: $100
  • Min average daily balance per cycle: No min balance
  • Statement only: No fee
  • Checks Images Returned: $5*/cycle
  • Check Writing : Unlimited
  • Cards: Debit/ATM (No Fee)
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NOW

  • Minimum deposit to open account: $100
  • Min average daily balance per cycle: $250
  • Monthly Maintenance fee: $7.50*/cycle if average daily balance is <$250
  • Check Images Returned: Yes
  • Check Writing : Unlimited
  • Cards: Debit/ATM (No Fee)
  • Interest: Tiers on daily balance
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Ultimate Choice Club

  • Minimum deposit to open account: $100
  • Min average daily balance per cycle: No min balance
  • Monthly Maintenance fee: varies on type of account ($4, $6, or $7.50)*
  • Check Writing : Unlimited
  • Cards: Debit/ATM (No Fee)
  • Interest: Based on daily balance
  • FREE Club checks, AD&D insurance options, regular travelers checks & money orders fee waived and discounts on consumer loans, safe deposit box, and Iowa attractions.
Download Brochure