Auto & Consumer Loans

First State Bank will make the loan process convenient.

When you are buying a new or used vehicle, check with us. We can pre-approve your loan so your shopping will be easier! No matter what your personal loan may be, we can tailor a loan just for you.

Download Credit Application

Mortgage Loans

First State Bank mortgage professionals are available to help you with your real estate loans.

First-Time Home Buyers Program
Conventional, VA, FHA, and FmHA Loans
Lot Loans and Construction Loans
Home Equity and Home Equity Lines of Credit

To pre-qualify for a home loan, complete the loan application, and return to any branch office. Pre-approval subject to underwriting guidelines.

Contact a loan officer

Home Equity Loans & Home Equity Line of Credit (HELOC)

Use the equity in your home as borrowing power to purchase a new car, make home improvements, pay college tuition or whatever the reason. Interest may be tax-deductible!

Download Home Equity Loan Application


The threat of loss of property from fire, theft or other causes is always present. An accurate inventor and proof of ownership at the time of a loss can make a claim settlement easier and faster. The inventory will take time to compile, but the time and frustration it may save you later will more than make up for it. This checklist will help you compile your home inventory. A good home inventory includes a detailed list of your possessions including receipts, descriptions, and photos of your home's content.

Important Information about Procedures for Opening a New Account - Our bank complies with Section 326 of the USA PATRIOT Act. This law mandates that we verify certain information about you while processing your account application.